Spousal Support > Arrears of Support

When a person who is obliged to pay spousal support fails to meet that obligation, the amount unpaid and owing is the called the payor's "arrears of support." People have two different interests when arrears begin to accumulate: the payor usually wants the court to reduce or cancel the amount owing, while the recipient usually wants the court to enforce the order and compel the payor to pay the arrears owing and meet his or her ongoing support obligation.

This chapter provides an introduction to dealing with arrears of support. It will briefly discuss the reduction and cancellation of arrears and how orders for spousal support can be enforced.

Introduction

If spousal support is owing under a court order, the failure to pay support constitutes a breach of that order and, possibly, contempt of court. When support is payable under a family agreement, the failure to meet that obligation constitutes a breach of that agreement.

A person who owes arrears of spousal support will likely be interested in the ways that the outstanding amount can be reduced, while a person to whom support is owing will be interested in collecting the arrears.

Collecting arrears can be a very difficult task, particularly when the payor doesn't have a lot of money coming in and not a lot of assets to sell to pay the arrears. In a situations like that, recipients must sometimes face the fact that the outstanding support may never be collected. In most cases, however, recipients are able to take advantage of some very powerful and effective strategies to collect the outstanding arrears. The easiest way to collect arrears and enforce an ongoing support obligation is through the Family Maintenance Enforcement Program, a free service run by the provincial government.

From the payor's perspective, it is possible to make an application to have his or her arrears reduced and, sometimes, cancelled. While it may prove difficult to convince a court to cancel or reduce arrears, it does happen, particularly when extreme hardship can be shown together with the impossibility of repaying the arrears, both now and in the future.

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The Reduction and Cancellation of Spousal Support Arrears

A payor may make an application to have his or her arrears cancelled or reduced; technically, this is an application to vary a spousal support order.

Both the Divorce Act and the Family Relations Act allow a payor to apply to vary a spousal support order, but only the Family Relations Act has a specific rule about applications to vary or cancel arrears. Section 96 of that act provides that:

(2) If an application is made to reduce or cancel arrears under a maintenance order, the court may reduce or cancel the arrears but only if it is satisfied that it would be grossly unfair not to do so.
(3) For the purpose of subsection (2), the court may take into consideration
(a) the efforts the applicant has made to comply with the maintenance order,
(b) the applicant's explanation for any delay in applying for variation of the maintenance order, and
(c) any special circumstances that the court considers relevant.
(3.1) If the court reduces arrears under a maintenance order, the court may order that interest does not accrue on the reduced amount of arrears but only if, taking into consideration the factors listed in subsection (3), the court is satisfied it would be grossly unfair not to make that order.
(3.2) If the court cancels arrears under a maintenance order, the court may cancel interest that has accrued on the arrears under section 11.1 of the Family Maintenance Enforcement Act but only if, taking into consideration the factors listed in subsection (3), the court is satisfied it would be grossly unfair not to make that order.

This section of the Family Relations Act has been described as a "complete code" regarding the reduction or cancellation of arrears, meaning that the only ground on which a court can reduce or cancel arears is "gross unfairness," as set out in s. 96(2), and that no other considerations can be taken into account except those set out in this section.

The Supreme Court of British Columbia has interpreted "gross unfairness" to mean proof that the payor is not only incapable of repaying the arrears, but also proof that he or she is unlikely to be able to repay them in the foreseeable future. If you are asking the court to make an order of this nature, you must be prepared to provide evidence that it would be grossly unfair for you to pay the arrears, and you must be prepared to address the criteria set out in s. 96(3):

  • What efforts have you made to pay the support you were required to pay?
  • Why did you wait until arrears accumulated before you tried to vary the spousal support order?
  • Are there any other circumstances, such as catastrophic business losses or the innocent loss of your employment, which the court should take into account?
  • What is the likelihood of you being able to pay off the arrears in the future?

Be prepared to set out the whole of your assets and income, and liabilities and expenses, if you intend to show the court that you cannot pay your arrears.

While only the Family Relations Act sets out the rules relating to the reduction or cancellation of arrears in such detail, the same sort of considerations will be taken into account in an application to cancel arrears under the Divorce Act, except for the rule about proving "gross unfairness."

Note that even if the court won't reduce or cancel arrears of support, a payor can still seek a reduction of spousal support under s. 20 of the Family Relations Act or under s. 17 of the Divorce Act; see the discussion about varying spousal support obligations in the previous chapter.

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Collecting Arrears of Spousal Support

The collection of debts and the enforcement of judgments occupies a whole course at law school; these are not easy tasks. The provincial government has, however, established an agency responsible for enforcing support obligations, the Family Maintenance Enforcement Program (FMEP). Recipients of support can enrol in this program, which is partly financed by charges levied against payors in default, and the program will tend to the enforcement of court orders and separation agreements which provice for the payment of support without a great deal of further involvement on the part of the recipient.

For the recipient, FMEP offers its services for free. All you have to do is file your order or separation agreement with the program and fill out an application form. FMEP will take the matter from there, and is authorized by the Family Maintenance Enforcement Act to take whatever legal steps are required to collect the arrears and otherwise enforce an on-going support obligation. FMEP can commence and conduct any action that can be taken by a private creditor, as well as some unique actions that the program alone is authorized to do. Among FMEP's various collection techniques are:

  1. the garnishment of the payor's wages;
  2. collecting from a corporation wholly owned by the payor;
  3. the redirection of federal and provincial payments owed to the payor, like GST or income tax rebates, to the payee;
  4. prohibiting a payor from renewing his or her driver's licence;
  5. directing the RCMP to seize a payor's passport;
  6. registering a lien against personal and real property owned by the payor; and,
  7. obtaining an order for the payor's arrest.

It is recommended that you enroll with FMEP if you are having problems with the spousal support payments you are owed. FMEP will keep an on-going record of payments made, monies owing, and interest accumulating on the monies owing, and their services are free.

While it is possible to undertake collection or enforcement proceedings on your own, this is not recommended as it will take money and time, and possibly require you to hire a lawyer and bear that additional expense as well. Furthermore, any private collections efforts you make may very well interfere with or frustrate the efforts being made by FMEP.

Note that recipients who have enrolled in FMEP must obtain the permission of the director of FMEP before they take any independent steps to collect.

See the chapter Other Family Law Issues > Enforcing Orders & Agreements in this website for more information. Also, the Department of Justice has put together a helpful overview of support enforcement mechanisms in Canada. See their website at:

justice.gc.ca/en/ps/sup/enforcement/enforcement_overview.html
Family Agreements

Sections 121 and 122 of the Family Relations Act allow a person to file a family agreement dealing with spousal support, usually a separation agreement, in the Provincial (Family) Court and the Supreme Court. It is not necessary for a court action to have been started before an agreement can be filed.

An agreement which is filed in court can be enforced as if it were an order of the court, and its spousal support provisions can be enforced by FMEP accordingly. You must filed your separation agreement in court before FMEP can enforce the agreement.

Orders

The failure to pay spousal support owing because of a court order is a breach of that order and, possibly, contempt of court. Contempt of court is punishable by a fine, a jail sentence, or both a fine and a jail sentence.

Collecting arrears is collecting on the debt owed as a result of the failure to pay. The fact that the person failed to pay is a separate issue that can be dealt with as contempt. FMEP can handle collecting the debt, but if a recipient wants to pursue the payor for contempt, the recipient must apply to court for a finding that the payor is in contempt of court.

The court will not find that someone is in contempt of court, unless the breach of the support order is serious, ongoing and intentional. While the court can order that any fines levied against the payor can be paid to the recipient, a finding of contempt will not cause the arrears to be paid. Payment of that debt is best handled by FMEP.

Orders made Outside British Columbia

The court deals with orders for spousal support that are made outside of the province differently, depending on whether the order was made elsewhere in Canada under the federal Divorce Act, elsewhere in Canada under provincial legislation, or outside of Canada under the laws of a different country.

The Divorce Act

Section 20 of the federal Divorce Act provides that an order made in a divorce proceeding has effect throughout Canada. It also provides that such an order may be filed in the court of any province and enforced as if it were an order of the court of that province. In other words, if your divorce order was made in Alberta and contains a term requiring spousal support to be paid, you can register that order in the Supreme Court of British Columbia and it will have the same effect and be enforceable as if it were an order of the court of this province.

You should only file an order made elsewhere in Canada in British Columbia if you or the payor live in British Columbia.

Orders made in Different Provinces or Outside of Canada

The provincial Interjurisdictional Support Orders Act allows an order for spousal support made in:

  1. another Canadian province (under provincial laws);
  2. the United States;
  3. the United Kingdom;
  4. Australia;
  5. New Zealand; and,
  6. a few other countries

to be filed in our courts and enforced as if it were an order made by a court in British Columbia, once the order is registered in this province.

Foreign orders which are filed in this province may be enforced by FMEP as if they were orders made by the courts of British Columbia. More information about enforcing orders can be found in the chapter Other Family Law Issues > Enforcing Orders & Agreements.

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